Invest in Your Mental Health
Intentional, individualized therapy designed to support deeper healing and long-term growth that lasts.
Figuring out therapy costs and insurance can feel like a lot, especially when you’re already overwhelmed!
The information below explains the different ways to cover therapy session fees. You are always welcome to reach out with questions if it’s still unclear.
Self-Pay & Insurance Options
Self Pay
Therapy sessions are paid fully out of pocket without involving insurance or submitting claims.
Out-Of-Network
Therapy sessions are paid fully out of pocket and then potentially reimbursed for a portion of the costs after claims are submitted to insurance. This is dependent on your coverage.
Insurance
Sessions are billed in network through Aetna insurance - California only. Your session cost will depend on your copay and deductible status.
Fees
For many clients, investing in therapy becomes an opportunity to reach goals they’ve been circling for years.
It’s an investment not just in feeling better now, but in breaking deep-rooted patterns and cycles that may have existed in families and relationships for generations.
My fee is $200 for individuals. Sessions are 45-50 minutes long.
Working with a full-fee therapist allows for a more personalized, intentional, and emotionally present therapy experience.
I’m able to maintain a smaller caseload so our work together feels collaborative, thoughtful, and tailored to your unique needs rather than rushed or transactional.
Instead of focusing only on short-term symptom relief, we have more flexibility to explore deeper healing work around relationships, identity, nervous system regulation, self-esteem, and long-term emotional growth.
This individualized approach also allows for collaboration with other care providers so your support feels more connected and holistic, such as:
Psychiatrists
Nutritionists
Couples therapists
Physicians
And more
what’s the difference when using insurance for therapy?
Insurance can be a wonderful option for many people, but it also comes with certain limitations.
Insurance companies typically require:
A mental health diagnosis on record
Detailed documentation of each session
Proof of “medical necessity” in order to cover therapy sessions.
Insurance may also place restrictions on the length, frequency, or focus of treatment, which can sometimes lead to coverage of session costs ending earlier than expected or wanted.
Working outside of insurance allows for greater flexibility, privacy, and individualized treatment.
Session frequency and goals can be tailored to your unique short- and long-term needs rather than limited to symptom reduction alone. This creates more space for deeper relational, identity, and nervous system healing work that supports lasting change.
I am also paneled with a select list of insurance carriers in California: currently only Aetna.
Your insurance might help cover the cost of therapy, even if I’m not in-network for your insurance!
Many plans offer out-of-network benefits, which means you could get reimbursed for a portion of each session.
If you want to reach out to your insurance directly to confirm coverage, expand the section below for a list of questions to ask.
If you’d rather avoid calling insurance yourself, I also partner with Thrizer, which can help check your out-of-network benefits and estimate your session costs before we begin. Eligible clients may only pay a copay at each session instead of the full fee upfront. You can check your potential savings here.
Using Out-Of-Network Benefits
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Does my plan provide me with out-of-network benefits for psychotherapy or counseling?
Am I covered to see a Licensed Marriage and Family Therapist (LMFT)?
Is there a deductible I need to meet before you will reimburse me, and if so has any of it been met yet?
Is telehealth/online therapy under my plan?
Do I need preauthorization or a referral for therapy services?
Is there a limit to how many therapy sessions are covered each year?
How much of the fee will be reimbursed? This is typically between 20 - 80% of the session fee.
Please note: If they will cover a percentage of the “allowed fee” and use that term, ask how much the allowed fee is. People often mistake this for the full fee, but it might be much lower. For instance, the “allowed fee” may only be $80, so if they cover 40%, you will only be reimbursed $32 per session.
How do I submit superbills for reimbursement?
How long does reimbursement typically take?
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.
You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.